Insurance for Commercial Let Properties UK

We Guarantee The Lowest Price Or Your Money Back*

*Price Guarantee Terms & Conditions
We will beat or match any price for equivalent cover, or we will give your money back (within 14 days of the cover starting).

why policy powerhouse

Tailored Cover

We offer tailored insurance cover designed to meet your needs and financial expectations. We provide up to £5million worth of public liability insurance, covering bodily injury caused by negligence and accidental damage to property.

Loss of Rental Income

If your premises cannot be occupied as a result of insured damage, insurance can cover loss of rental income. This ensures that you continue to earn money from your property even if it can't operate as intended.

Flexible cover

Single or multi-location commercial property risks, cover available for over 2,000 trades, multi-tenure, and unoccupied properties. Cover for 3,6 or 12 months.

Commercial Property Owners Insurance

Policy Powerhouse

If you own commercial property, you need commercial properties insurance that you can rely upon. Policy Powerhouse use top rated insurers to give the cover that you need all wrapped up with friendly professional service. We can arrange cover for 3, 6 or 12 months for over 2,000 trades or multi-tenure properties, covers for Public Liability, Loss of rent, Cyber, ID Fraud, Employers Liability, Terrorism and legal expenses. If you’re looking for a different type of cover, we also offer airbnb house insurance.

More than just protection

Policy Powerhouse

At Policy Powerhouse, we pride ourselves on being able to offer much more than simple commercial property insurance.

We offer up to £5million worth of public liability insurance and full cover for the property including free accidental damage. Our tailored cover is designed to meet your needs and financial expectations, and can include:

  • Public liability up to £10million, including cover for bodily injury caused by negligence and accidental damage to property

  • Accidental damage to buildings

  • Landlords contents cover

  • Employers’ liability insurance, a legal requirement if you employ staff.

  • Loss of rental income if the premises cannot be occupied as a result of insured damage – ‘standard’ cover equivalent to 25% of the buildings sum insured for a period of 24 months or longer if required

  • Optional Legal Expenses cover

  • Optional Terrorism Cover

**Conditions: We will beat or match any price for equivalent cover, or we will give your money back (within 14 days of the cover starting)

Contact Policy Powerhouse

Policy Powerhouse

Contact a member of our team today to get a quote or policy set-up in minutes. We offer sensibly priced, tailored holiday let insurance cost efficient packages.

Make-a-Wish

Policy Powerhouse
We’re committed to making a difference here at Policy Powerhouse, that’s why we donate £1 to the Make-A-Wish Foundation every time you purchase or renew your policy with us. We have a goal of raising £100,000 and you can read all about it here.

Frequently Asked Questions

General

Commercial property insurance is required if you own a property that is used as a warehouse, office, shop, restaurant, surgery and many more similar uses.

We offer:

  • Buildings and contents Insurance – Includes risks such as flood, fire, vandalism, theft or attempted theft
  • Accidental damage cover – damage caused by accident to your property by you, your tenant or a third party.
  • Business interruption insurance – covering lost rental income if the property cannot be used due to an insured event
  • Public and employers liability insurance – Protecting you against claims made against you by the public or your employee.
Policy Powerhouse is an insurance broking business focused upon niche insurance sectors providing contingency and property insurance expertise.  The business operates as far as possible through its digital platform which is being created to provide exceptional customer engagement and seamless insurer reporting.  Policy Powerhouse Executives each have over 30 years specialist experience of the sector and the business is also supported by an Advisory Board who have extensive experience within related sectors such as Technology, Marketing, Advertising & Investor relations.  Policy Powerhouse Limited is authorised and regulated by the Financial Conduct Authority, FCA registration 946345 as an appointed representative of Innovative Risk Labs Ltd. Innovative Risk Labs Ltd is authorised and regulated by the FCA Registration 609155. You can check this by visiting Financial Services Register or by contacting the FCA on 0800 111 6768.
We work with a number of different insurers to ensure the best cover at the best price. Your quotation and policy documentation will clearly identify the insurer.

A copy of the Policy Wording, IPID, Statement of Fact and Schedule will be emailed to you. Copies are available upon request.

A quotation is valid for 30 days from the date of issue.

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Policy Powerhouse

Holiday Let Insurance

Policy Powerhouse

Protect your holiday let buildings and contents

Peace of mind that your investment is safe in just a few easy clicks.

Holiday Lets Insurance

Easy like Sandy Morning

Policy Powerhouse

Insurance needn't be a challenge

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