Understanding Public Liability Insurance for Holiday Lets
21 March 2025
As a holiday let owner, ensuring your property is covered against potential risks is essential. While you may focus on providing a fantastic stay for
Welcome to Policy Powerhouse – where non-standard doesn’t mean second-best. With over 30 years of experience in the insurance industry, we specialise in providing affordable, flexible, and reliable insurance cover for holiday lets, holiday homes, and unique or hard-to-cover properties across the UK. Whether you own a cottage in Cornwall, a city apartment, a countryside glamping site, or a commercial property like a shop or restaurant, we’ve got you covered.
We’re not your average insurer. We do things differently to help individuals and businesses secure the insurance they actually need, without the inflated price tags. Our intelligent, user-friendly platform means you can quote and buy online in minutes – or speak to our team if you’d rather get some tailored advice. Either way, your insurance experience is about to get a lot more straightforward.
At Policy Powerhouse, we offer specialist insurance solutions for properties that don’t always fit into neat boxes. That includes:
We focus on properties that many mainstream insurers shy away from – whether due to their use, location, or layout. Our policies come with minimal exclusions, competitive pricing, and a choice of coverage levels to suit different budgets and needs.
Want to cover a remote holiday let? No problem. Need protection from tenant-related theft or malicious damage? We’ve got you. Looking for a landlord policy that includes accidental damage? We’re already one step ahead.
Our tech-driven platform speeds up the entire process, matching you with the right cover using data enrichment, AI, and years of industry knowledge. Quote to policy in minutes, not days. And if your circumstances are a bit more complex, our friendly team is always on hand to guide you.
Here’s what sets us apart:
With Policy Powerhouse, you’re not just getting insurance. You’re getting fair pricing and real support from a team that knows its stuff.
You never really know how good your insurance is until you need to make a claim. Hopefully, you won’t have to. But if the worst does happen, Policy Powerhouse is here to help you get back on your feet quickly and with minimal stress. Our insurer’s dedicated claims support team makes it easy to get the help you need when it matters most.
We’re not a faceless giant. We’re a close-knit, highly experienced team who take pride in being present and available – whether that’s online or on the phone. And we treat every customer as a person, not a policy number. No jargon. No runaround. Just expert advice and proper protection from a company that gets it.
We’re committed to making a difference to the insurance buying process, but we also want to make a difference to people’s lives. That’s why we’re giving a percentage of every policy purchased to the Make-A-Wish charity.
Together, let’s make a difference to lives.
Life’s not all about square pegs and square holes. So what happens when your insurance need doesn’t fit the norm?
Policy Powerhouse does things differently. We take the hassle out of non-standard building insurance, and jam-pack it with the right ingredients to fit YOUR need.
We cover a wide range of property types, including holiday lets, holiday homes, Airbnb properties, commercial properties (like shops and offices), unoccupied homes, and non-standard residential buildings.
Easy – just visit our website and use our 24/7 quote and buy platform. Prefer to speak to someone? Call our team, and we’ll walk you through your options.
We specialise in properties that don’t fit the norm. Our use of AI, data enrichment, and our expert team means faster quotes, better coverage, and policies tailored to you, not the average customer.
Yes. Whether your property is awaiting renovation, between tenants, or simply not in use for part of the year, we can arrange the right cover.
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