Unoccupied Property Insurance

We Guarantee The Lowest Price Or Your Money Back*

*Price Guarantee Terms & Conditions
We will beat or match any price for equivalent cover, or we will give your money back (within 14 days of the cover starting).

why policy powerhouse

Tailored Cover

We offer tailored insurance cover for 3, 6 or 12 months designed to meet your needs and financial expectations. We provide up to £5million worth of public liability insurance, covering bodily injury caused by negligence and accidental damage to property.

Personal and professional service

At policy powerhouse we have the experience to provide the cover that you need and, as your circumstances change to update the cover, you can talk to real, experienced people, not just a computer program or a junior contact centre operative.

Unoccupied Property Insurance

Policy Powerhouse

Unoccupied property insurance covers properties empty for more than 30 days including properties awaiting sale or under probate. The price of cover is determined by the type of property, its value, its location, security, and the reason it’s empty. Policies are available for 3, 6 or 12 months and cover can be full or restricted. Unoccupied home insurance may even be a requirement from your mortgage provider, as unoccupied properties tend to be more susceptible to fire and other hazards.

Policy Powerhouse offers affordable, reliable and easy-to-get unoccupied property insurance. We work with top rated insurers who provide great claims service. Get a quote from professional insurance advisors who are available to talk with you and ensure that you get the cover that is right for you. We offer just the right cover for whatever your requirement. Why not see for yourself and get a quote below?

More than just protection

Policy Powerhouse

At Policy Powerhouse, we pride ourselves on being able to offer much more than basic unoccupied property insurance.

We offer up to £5million worth of public liability insurance. Our tailored cover is designed to meet your needs and financial expectations, and can include:

  • Public liability up to £5million, including cover for bodily injury caused by negligence and accidental damage to property 

  • Accidental damage cover

  • Contents Cover

  • Personal Cyber and ID Fraud cover.

With optional additional cover for:

  • Legal expenses cover

  • 3, 6 – or 12-months cover

  • Cover for properties awaiting probate or sale

DOn't leave yourself open to claims

Policy Powerhouse

It’s always better to be safe and fully covered in the event that something goes wrong. This ensures you and your guests are covered for any damages that occur on the property and means that you can continue to earn money from your holiday let property even if it can’t operate as intended.

Contact Policy Powerhouse

Policy Powerhouse

Contact a member of our team today to get a quote or policy set-up in minutes. We offer sensibly priced, tailored holiday let insurance cost efficient packages.


Policy Powerhouse
We’re committed to making a difference here at Policy Powerhouse, that’s why we donate £1 to the Make-A-Wish Foundation every time you purchase or renew your policy with us. We have a goal of raising £100,000 and you can read all about it here.


Policy Powerhouse