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Policy Powerhouse Blog

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Understanding Shop Insurance: Coverage, Costs and Requirements for UK Retailers

Running a shop in the UK comes with a lot of responsibility. Stock management, customer service, opening hours, keeping the card machine alive on a Saturday afternoon… and, of course, protecting your business properly. Whether you own a convenience store, boutique clothing shop, café, bookshop or barber’s, commercial insurance plays a huge role in keeping […]

Restaurant Insurance Essentials: Coverage, Costs & Legal Requirements for UK Eateries

Running a restaurant is exciting, fast-paced, and full of moving parts – quite literally. One minute you’re plating mains, the next you’re managing orders, training new staff, or dealing with a fryer that has chosen the worst possible time to spark an attitude. Among all this, insurance can sometimes feel like a boring admin task […]

Maximise Your Rental Income: The Ultimate Guide to Letting Your Holiday Home

Letting your holiday home can be one of the most rewarding ways to generate extra income, offset running costs, and get more value out of your investment. For many owners, a holiday let starts as a side project and soon becomes a reliable revenue stream that pays for itself, and sometimes quite a lot more. […]

Holiday Home Insurance: What You’ll Really Pay and Why

Holiday Home Insurance: What You’ll Really Pay and Why November 13, 2025 Buying a holiday home feels like a place to escape the 9-to-5, gather family, or even earn a little extra income. But there’s also the not-so-sunny side: protecting that slice of paradise usually costs more than you expect. In the UK, the average […]

Legal expenses cover for holiday lets

Can You Turn Your House Into a Holiday Let?

Turning your home into a holiday let can be a great way to boost your income and make the most of a property you’re not using year-round. If you’ve been wondering “can I rent my house out as a holiday let,” the answer is yes – but there are rules, permissions, and practicalities to consider […]

Insurance for Glamping Sites UK | Policy Powerhouse

Where to Invest in a UK Holiday Let: A Guide to Choosing the Right Location

Holiday lets remain one of the most resilient and profitable property investments in the UK. Whether you’re a seasoned landlord or a first-time investor, choosing the right location is the single most important decision you’ll make. The right spot can mean high occupancy rates, year-round bookings, and happy guests who keep coming back. In this […]

Unoccupied Property Insurance: Your Guide to Protecting Vacant Homes and Commercial Spaces

Whether you’re between tenants, mid-renovation, or dealing with probate, an empty property can quickly become a liability. Many property owners assume their standard home insurance will cover the building while it’s unoccupied, but in reality, most policies stop offering full protection after just 30 days. That’s where unoccupied property owners insurance comes in. It’s specifically […]

Navigating Planning Permission for Holiday Lets

“Staycations” in the UK have seen increased popularity among Britons in recent years, partly inspired by COVID-19-related travel restrictions.  If this is something you have also noticed, you may have considered turning your own property into a holiday let to gain a steady income from it.  However, it isn’t enough to ensure your property looks […]

Essential Health and Safety Regulations for Holiday Lets: A Comprehensive Guide

Operating a holiday let might sound appealing, but it comes with serious responsibilities. Chief among them is ensuring the safety and well-being of your guests. Health and safety compliance is a legal requirement and the foundation of a smooth-running, trustworthy business. Failing to meet your legal obligations can lead to fines, prosecution, and worse, harm […]

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