If you’re rebuilding, renovating, or reviewing your insurance, there’s one number that matters more than most: your rebuild cost. It’s not the most exciting part of owning a home, but getting it wrong can be expensive. In fact, around a third of UK homes are underinsured, often covered for only two-thirds of what it would […]
Owning a holiday home is a brilliant investment, but it comes with its fair share of admin. One question that often trips owners up is: do holiday homes require EPC rating compliance? The answer isn’t always straightforward. Here’s what you need to know. What Is an EPC? An Energy Performance Certificate (EPC) is a government-recognised […]
Understanding the tax implications of buying a second home, securing suitable finance, and protecting the property properly are all essential steps. With specialist advice and the right secondary home insurance in place, a second home can be an asset rather than a burden. And when your property doesn’t fit the standard mould, working with experts […]
If you’ve got an empty property sitting there, you’ve probably wondered: how much does it cost to insure an unoccupied house? And more to the point, is unoccupied home insurance expensive? It’s a fair question. No one wants to pay over the odds, especially when the property isn’t even being lived in. But the reality […]
Buying a second home is no longer a niche move reserved for the ultra-wealthy.Across the UK, more people are weighing up holiday homes, rental properties,and long-term investment purchases. In fact, second-home ownership has risensharply in recent years, driven by lifestyle changes, flexible working, and agrowing appetite for property as a stable investment. But before you […]
Owning a second home is a pleasure, a privilege, but more notably, aresponsibility. Whether it’s a seaside bolthole, a countryside retreat, or a city flatyou use now and again, a second property brings very different risks to yourmain home. That’s why second home insurance exists, and why getting theright cover matters. This guide explains what […]
It’s fair to say that office insurance isn’t the most exciting part of running abusiness. But when something goes wrong (a burst pipe, a stolen laptop, a slipin reception) it quickly becomes the most important. The good news is thatoffice insurance in the UK doesn’t need to be expensive or full of small print youdon’t […]
Running a shop in the UK comes with a lot of responsibility. Stock management, customer service, opening hours, keeping the card machine alive on a Saturday afternoon… and, of course, protecting your business properly. Whether you own a convenience store, boutique clothing shop, café, bookshop or barber’s, commercial insurance plays a huge role in keeping […]
Running a restaurant is exciting, fast-paced, and full of moving parts – quite literally. One minute you’re plating mains, the next you’re managing orders, training new staff, or dealing with a fryer that has chosen the worst possible time to spark an attitude. Among all this, insurance can sometimes feel like a boring admin task […]
